Indoor Smart Trainer - Is It Worth It?

Considering that La Niña condition is expected to continue until March 2025, could you share your thoughts if it is worth to buy a smart trainer just to get some more seat time in regardless of the weather?

I am currently looking at Magene T200 (priced around Php ~27-29k at the moment), although it is also hard to justify buying this considering it is almost the same price as my road bike (when I bought it during pandemic, Mountainpeak Striker Sora GS was around 30k in our local bike shop).

Also there is that option of the 'dumb' trainer (wheel on, friction-based) but it just feels too harsh for the bike even with the indoor trainer-specific tires.

Thoughts?